Pay they’ve earned, before payday.
EarlyBird365 lets your staff take part of the salary they’ve already earned, straight to their bank or mobile wallet. You set the limits. It reconciles itself at payroll, so your team does no extra work.
From Talpro Software, trusted with $6B+ in payroll
Trusted by growing African businesses
The money exists. Your people earned it.
It just isn’t payday yet.
A school fee, a medical bill, a landlord who won’t wait. Without EarlyBird365, your staff have three bad options.
A loan app
Payday lenders and loan apps charge punishing interest, and the debt follows your people to work.
A salary advance
An awkward request at the HR desk, and HR becomes the bank and the judge of who deserves help this month.
Doing without
Financial stress shows up at work: distracted staff, more absence, and people ready to leave for a small raise.
Their own money, within your rules.
EarlyBird365 replaces discretion with a rule: staff can reach what they’ve earned, within the limits you set.
- 1
Earnings tracked daily
Each day worked adds to what a person has earned this month.
- 2
Staff request on their phone
They see what they’ve earned and take part of it when they need it.
- 3
Paid within your limits
Instant or next-day transfer to their bank or mobile wallet, up to the cap you set.
- 4
Reconciled at payroll
Every withdrawal lines up with the month’s payroll automatically. No spreadsheets.
Built on Talpro’s agentic platform: every agent works through XceedNexus, within the permissions you set.
Breathing room for your people.
Fewer advance requests for you.
For your staff
- Reach pay they’ve already earned when bills can’t wait
- Not a loan: no interest, no credit check, nothing to pay back
- Money straight to their bank account or mobile wallet
- Low or no fees, because it’s their own money
- Savings nudges, so flexibility doesn’t become dependency
For you, the employer
- Fewer salary advances and informal loans landing on HR
- You set the caps and limits; staff can never go past them
- No extra payroll work: it reconciles itself
- A usage dashboard to see how the benefit is used
- A benefit that helps you hire and keep frontline staff
Everything earned wage access should do
Built for African pay cycles, and for staff who live on mobile money as much as on bank accounts.
- Access to earned wages before payday
- Earnings tracked day by day
- Caps and limits you set
- Instant or next-day transfer
- Automatic reconciliation at payroll
- Low or no fees
- Pay to bank or mobile wallet
- Built for African pay cycles
- Savings nudges for staff
- Employer usage dashboard
On its own, or inside Xceed365HR. Buy EarlyBird365 by itself, or add it to Xceed365HR, Talpro’s agentic HR ecosystem, alongside payroll, people and benefits.
Explore Xceed365HRQuestions employers ask
Is earned wage access a loan?
No. Staff take part of the salary they have already earned this month. There’s no interest, no credit check and nothing to pay back: the amount is simply reconciled in the payroll run.
How much can my staff take?
You decide. You set the caps and limits, for example a share of what each person has earned so far, so payday still lands meaningfully.
How quickly does the money arrive?
Transfers are instant or next-day, straight to the person’s bank account or mobile wallet.
Does it create work for our payroll team?
No. Earnings are tracked daily and every withdrawal is reconciled automatically at payroll, with no spreadsheets tracking who owes what.
What does it cost?
Fees for staff are low or none, because they are reaching their own money. We’ll take you through pricing for your organization in a demo.
Do we need Xceed365HR to use it?
No. EarlyBird365 is sold on its own, or as an add-on to Xceed365HR.
Want the background? Read Earned-wage access in Africa: the end of the salary-advance queue.
Give your people a better option
Book a free demo of EarlyBird365. We’ll show you the staff experience, the limits you control and how it lines up with payroll.